annual interest rate12%regular foreign currency, it is recommended! ?

This tsu [te], large it can gain it is it is not?

Only the company of March balancing of accounts now ends also balancing of accounts declaration and general meeting of shareholders, relieved the time where it has paused is not, probably will be?Oh dear? Such a one time, the person in charge of the bank came to the inducement “of the commodity of susume”.

The person in charge:
It seemed the balancing of accounts tired way.
This time it seems that is good balancing of accounts and, it is to be a commodity which by all means, one time would like you to examine, but.

President:
Well, well, that much is not, is!
You have taken care with borrowing and the like and, it can make story tell.

The person in charge:
The president, thank you! So promptly n/a
To tell the truth, with the guide “of time deposit of the foreign currency building”, the gourd how! “Per-annum rate 12%” is about to say.

President:
(Obtaining! The tsu lever which can receive the interest of 120,000 Yen at 12% tsu [te] capital 1,000,000 Yen? It is enormous!!)
kohon.Don’t you think? very it is appealing.Because so, you consult also the just a little accounting person in charge, is there a pamphlet and the like?

The person in charge:
Of course is! Because details have become this, if propriety you can examine forward, we think.

– Immediately after that –
President:
ho! (of accounting personnel) kimi! i have a story like this from a little bank, what do you think? i think i’ve been pretty good?

was approached you this story, now, what do you do?

your sense it has been called into question is!

alright, if there is this story i honestly busy, na troublesome maybe you have more of thought and. but, only opportunity like this sense of accounting chance to polish the! thinking theoretically here, would not it be cool when you are ready to convince the president? but if we want to skill up, there is nothing like the real experience is not.
and, let us consider in the translation immediately say.

first, from the calculation of interest. annual interest rate12%if it is, temporarily100if the deposit ten thousand yen, 100ten thousand×12%×……

people with sense, here oyoyo? i think you should. also wrong, the answer is12i should not be ten thousand yen. hey, is it, did you forget something?

whether or not here come with a pin, sense i a……

interest=principal×interest rate× (on site) period

let us recall the formula for the calculation of interest if. interest=principal×interest rate× (on site) period it is i. when you doing the bookkeeping study, what did not see an expression like this? or, if you know someone who does not even doing the bookkeeping is often supposed. so, to consider now period i did not have the concept of.
when it is said ah! or crawling i want to become or “basic”whether immediately comes to mind is will be that which sense is a.

well talk back, looking at the brochure was put in charge who, 1months periodic it is written and. interest rate annual interest rate that is, 1years12%and since we are, in this case, interest100million yen×12%×1/12in, how1i do not only get ten thousand yen. that is, real interest rate1% that. in this it differs from the original prospectus, and much.

and this state’s a little, this, not funny? i doubt you have more and more excited by. there, if you look closely at the brochure……

tax rate commission market fluctuation risk in addition……

interest on deposits gain so, course will be subject to tax, of interest20%becomes a tax is. that is, is able to get interest8will be one thousand yen.

also, if the foreign currency, usually exchange commission will be raised. against the company that only domestic suppliers, usually japanese yen would not only have. foreign currency deposits if you want to is, first foreign currency by selling yen to buy must be that the. this fee is1per u.s. dollar1it takes about yen.
and, if you want to revert to the japanese yen become regular maturity, it selling yen to buy foreign currency so that the transaction will be, also incur a small charge in this case, same1approximately u.s. $ per1it takes yen.
that is, round trip1per u.s. dollar2it takes a commission of ¥. temporarily1dollar100when the yen100if you have this regularly million yen, 1million dollars from the handling of, the sum of the buying and selling what2it will take a fee of ten thousand yen.
convenience, net income minus1ten thousand2i called and it turns out that the one thousand yen…….
( but, fee, so they kind of foreign currency by banks and, the actual case is required for confirmation)

further, exchange rate sunvariation because it, prevailing at the time of termination, of course exchange gain although you might also exchange loss there may be a.
1still months later, people clear line of sight and how it works or the exchange rate are probably not.

and and, foreign currency deposits deposit insurance not subject to. financial institutions and you happen to collapse, until then, is that.

hone your practical sense!

apparently, this product becomes more of this than fee interest, after only difference so foreign exchange gains and earn. but, i might also put foreign exchange losses, seems to have been such items.
of course, there is also a good surface, such as dispersion of risk to foreign currency deposits, for reading to buy might actually be a little risky.
if the president advised him to side with the reason for that, i will also get to familiarize yourself with the president surely, after judgment of the company, that will be.

risk point is whether it was able to notice is, in this case calculation period of interest was whether it was possible to notice.
usually annual interest rate12%! and they said that i have, as president yatter! 12get ten thousand! it is not strange i can do is think. but, have seen it estimated there calmly back to basic risk i was able to notice.

sense of accounting moto of the, as you can see in the calculation of interest actually, basic are hidden in. and, in practice that basic degree the opportunity to take advantage ofwill appear. at that time, basic by combining practice and recall, it in their own sense of accounting it will become the property as.

chance to hone a sense of casual day-to-day operations there are many. come basic please, do not miss the chance to take advantage of.

(related links)
– foreign currency deposits of these days campaign
(All About foreign currency investment )
– foreign currency deposits
(All About foreign currency investment )