ordinance of the ministry of semi-fireproof house fire insurance premium is likely

As for structural classified by class of building 3 stages

Fire premium differs not only address area of the building which becomes the object, depending upon the structure of the building.Concrete with “structural classified by class” of the building, 3 stages to distribute the structure.The stipulation which decides this structural classified by class is made on the basis of the standard of construction standard method.It is divided with height of efficiency with respect to fire prevention of the building, it becomes M structure, T structure and H structure from the one whose efficiency is high, the premium which from M structure we bear in order becomes high.

Address with Tokyo, will try comparing the annual premium per 10,000,000 Yen of buildings.When the “fire explosion explosive thunderbolt” is compensated, M structure 1200 Yen is cheapest, T structure 4600 Yen, is also above approximately 4 times that M structure and 2 times that T structure 1900 Yen, reaching up to H structure.In other words, if it is the building whose fireproof efficiency is high, a certain extent, because it is difficult to receive the damage due to fire other disasters, reflecting that, it is the case that premium becomes cheap.In case of contract just of the household belongings, premium is decided by the structure of the building where that is accommodated.

As for building structural classified by class of fire insurance 3 stages (annual premium in case of 1 years in term insured)

The wooden residence being, as for premium in 1/2! “Fire-resistant building” “quasi- fire-resistant building” “Ministerial ordinance quasi- fire-resistant residence”

to applicable fireproof building , quasi-fireproof building and ordinance of the ministry of semi-fireproof building . buildings and refractory, building standards act2article9no.2i set fire to buildings, and semi-fireproof building, building standards act2article9no.3in the semi-fireproof building set forth in, and semi-fireproof construction was part of its primary structure, be those that meet certain technical standards of having a fire resistance level or equivalent, you say that having a fire protection equipment prescribed further.

on the other hand, semi-fireproof construction and building of the ordinance of the ministry is, construction of the cabinet order concerning the act for the promotion of workers’ property ownership36article2and paragraph3the ministerial ordinance to specify the criteria of section (heisei19ordinance of the ministry of land, ministry of health, labour and welfare of the year1issue) of1article1paragraph1(b) of item (2) building of a structure having a fire-resistance performance as set forth in, say that was approved by the housing finance agency shall meet the specifications or provisions of the housing finance agency an independent administrative institution, the concrete is as follows:.

(two-by-four construction method (framework wall construction method) shall meet the specifications established by housing finance agency in the building of)
specification of the mechanism of semi-fireproof construction ministerial ordinance (framework wall construction method)
specification of the mechanism of semi-fireproof construction ministerial ordinance (wooden construction)

(prefabricated wood-based building, etc., was approved by the housing finance agency in advance)
list of prefabricated housing mechanism approved by the

(wooden building construction, was approved by the housing finance agency in advance to meet the specifications or provisions of the housing finance agency)
house mechanism or method has been approved as an ordinance of the ministry of quasi-fireproof housing

it should be noted, also in prefabricated housing mechanism approved by the, it may not correspond to the specification of the ordinance of the ministry of semi-fireproof construction, even those having a semi-fireproof construction specification of the ordinance of the ministry of, depending on the specification you choose, so you may not be necessarily an ordinance of the ministry of semi-fireproof construction and housing, in the specific case is required for independent verification.

wooden house structure and specifications of the above do not apply to allHstructure it will be, fire insuranceTwill be higher than the ordinance of the ministry of semi-fireproof housing corresponding to the structure.

Tstructure, the earthquake insurance premium equal to the mansion!

on the other hand, Tif the structure, earthquake insurance becomes even lighter burden, ie mansionMwill be equal to the structure.

as you look at figure, lee condominium building structure and other applicable, roughly half of the furnace structure of insurance otherwise. that is, it is estimated that the structure is not lee is less susceptible to earthquake damage than the furnace structure. even in the same wooden, in the furnace structure and the structure lee, a big difference comes out to cost burden in the long run.

another class of the building structure is earthquake insurance2stage(period of insurance1the annual premium for the year)

this is not a story only limited to fire insurance and earthquake insurance. less susceptible to damage when said analyzer, about building damage can be minimized or, maintaining and managing the building, repair and maintenance, such as further, costs by the total, seems to tend to be cheaper in the long run. and home is a, most people reading this will be a lifetime. if you get a home now, i just want to carefully overlooks also the basis of these.