The “gray zone interest rates” no interest?

Super fishy-not finally abolished “gray zone interest rates” to!

Recently, do you know the color”has become the buzz in the news of the world? It’s a “grey area”. White or not, but I say, not black and… Only something in the hearing ultra questionable SEO-Oh, speaking “gray zone interest rates” is often heard to ne.

Ruling party’s Equity Act limits lending rates of consumer finance about ( 29.2%. Below, all interest rates are annual interest ) cut 15 to 20 percent interest restriction law limit and match! Policy in the extraordinary diet session expected to muster 9/22, aimed at amending the law, regulatory law including death. If approved the Bill “gray zone interest rates” between the maximum interest rate on these two? through the five-year transitional period to the Elimination!
However, short-and lower risk of falling into the multiple debts ( ) small personal loan or emergency loans for business owners the direction interest rates exceed limit up 29.2% as a special case to admit…..
State ultimately results from another financial repeat the new debt for debt repayment, payment of principal and interest on debt growing flunkeys and underlings also expression.

Besides this base amount for interest limitation law amount increments ( less than n/a Yen 20%, over $ n/a million yen less than 18% ) of maximum per company to review or a customer to amount of loan can endgame study is advanced for the amount up to 1 million n/a yen and in multiple companies, to be n/a yen, settings,.

Problems with multiple debts to skyrocket in the background…. The number’s nine times in Nantes 9 years!

By the way, “gray zone interest rates” was why be abolished for? Actually, the number on multiple debts suddenly 10 years, has become a serious social issue death. Nantes 9 times according to the survey of the public life of Center up to fiscal year n/a results, n/a views !
Produce these multiple debts causing Yo! Loans by “gray zone interest rates” which has been criticized and of death.

Also 1/13, under the ruling in the Supreme Court “‘gray zone interest paid exceeds the maximum interest rate on interest restriction law n/a %” interest is legally invalid ( mortgages = ) Yo! . Heard this credit Yosano economic and fiscal Minister of finance is “judicial BU think so if the Executive Branch and the legislative branch don’t Zen desk na c” ( 4/18 ) .
Fresh 4/14, AIFUL consumer finance giant is illegal (Moneylending Business restriction law violation) in addition, cause, received an unusual severe punishments that business stop order across all branches also abolition of the “gray zone interest rates”! Of like hitting back…..

Well, enter to the Chase! The “gray zone interest rates,” it specifically refers to the any interest? Imaging, pins and a c. Also au lait (like me) you mean paying “gray zone interest rates”? To illustrate a figure using yo! Yes gone, needs to meet you to meet let commentary carefully page next of in deliberately described in the following pages. To tell the truth…. -> Next page

Nice-looking like what? And the maximum interest rate the two had a “gray zone interest rates”?

To begin with, “gray zone interest rates” would place two of questionable interest rates could cause came out one page “equity method”, “interest limitation law” law stipulates the maximum interest rate separately, death ( below, all interest rates are annual interest ) .
System owned by law n/a % Employer’s 29.2% while private (individual). Ali penalties for lending at interest rates exceeded the limit!
System interest restriction law… Less than n/a JPY notional is 20%, over $ n/a million yen less than the 18% and more than 1 million yen is 15%. Lending at interest rates beyond this maximum contract, interest on the part of the excess off on. However, the penalty is a PEAR!

Shown above in black part interest in illegal and legal white without complaining. And the gray areas, “gray zone interest rates”. The range is divided by the amount of the principal.
System less than $ n/a %
System over $ n/a and 1 million yen less than n/a %
System over $ 1 million n/a %
Incidentally, leading consumer finance between 25 and 29 percent be set to = “gray zone interest rates” that most are. Unlike the investment law, penalties have no interest restriction law from peace, can take a higher interest rate?

But, I’m interest on the portion of interest restriction law exceed the maximum interest rate is disabled from mortgages borrowers for part of the “gray zone interest rates”, NE? Dashi is the street as a, the principle! However, it is considered valid payment (= legal) If you apply the deemed repayment, death (article 43, Moneylending Business restriction law). And conditions of the “deemed repayment”….
System borrowers randomly as interest ( = in my hand ) payment, and
Going moneylenders statute-mandated document issuance system

In other words, is to be white (legal) in some cases, can also be the (illegal) black… So, why the “grey area” da! But also and even if the borrower will not pay interest on the part of the excess, Ibis-Lee to become forced to TradePort, or choice but to pay I ne? Oh yeah, I tend to be ne.
Then, abolish the “deemed repayment lowers the maximum interest rate method of investment interest rate of interest restriction law, to unify the two maximum interest rate as many problems”! Having become a direction and wake.
Nice-Ah, I looking!

( girlfriend ) Calais want to borrow this from to the advance check only this!

BTW, recently ready consumer finance ATMs scattered throughout the city, it became easy to hire ne. Of the many people who use any age? According to TAPALS white paper 2005 on the consumer finance Association, 20 years old consumer finance users (new contract) who out of n/a %, 30 year old n/a % and occupies the Nantes close to 70% of the entire 30 years alone! Increased use of the young generation from on the increased number of ATM, 365 days, became ultra convenient, such as loans, same day and year-round 24 hours hours I ne.

Even before to experience fear of multiple debts, borrow only Coco check out!
System really need their financing? ( indications are not required, Okan )
System to ensure that you can repay, without too much difficulty? ( calculated monthly and other borrowings before the )
Agreement,?? and able to understand? ( to sure your contract, such as interest rates or fees well ago the contract. Also keep a contract valuing )

Use the kindest carefully!

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