what is the average standard monthly remuneration of old-age pension?
Finance – Stock Market And Stock Markets | Jerold Dafonseca | 1 viewsCalculation of old-age public welfare annuity is made complicated, as for the device of “average standard remuneration month amount”?
“Your own annuity amount how much?”When the varieties where where we would like to know annuity amount it keeps inspecting, is not to be many a thing which runs up against a wall, “average standard remuneration month amount”, probably will be? Annuity amount wanted to know, trying it will apply numerical value to the seat which estimate is produced and to set, by all means it halts with “average standard remuneration month amount”, probably will be.This time, it obstructs in calculation of annuity amount, it guides concerning “average standard remuneration month amount”.
Standard remuneration month amount?
Unexpected and complicated? Average standard remuneration month amount
“Standard remuneration month amount”?
“Standard remuneration month amount”, in order to simplify the office work of premium calculation of public welfare annuity, as a general rule mean value of April – June allowance (remuneration month amount), 1 classes (98,000 Yen) from 30 classes (620,000 Yen) is the amount which is fitted in the class chart which is divided.
After entire remuneration system being introduced, premium of public welfare annuity is deducted even from bonus not only allowance of every month, but as for the bonus which becomes the foundation of calculation of public welfare annuity you call “standard bonus amount”.It is temporary allowance bonus because both simplifies the calculation of premium, but provision amount of future public welfare annuity this standard remuneration month amount and standard bonus amount are used for calculation.
so, let’s take a look at an example the method for determining the standard monthly remuneration.
(example)
4the amount paid last month’s payroll 342,920yen
5the amount paid last month’s payroll 300,370yen
6the amount paid last month’s payroll 301,450yen
the amount paid before deduction of taxes
allowances such as overtime pay, including base salary as well as
3the average amount of months
(342,920yen+300,370yen+301,450yen) ÷3=314,913.33…yen
average value (monthly remuneration) is314,913yen
apply in the table below and above the monthly remuneration, 19corresponds to the grade, the standard monthly remuneration320,000will be ¥.
this standard monthly remuneration, of the year9runs from mon8will be applied to the calculation of insurance premiums until may. in this way, every year4month~6will be reviewed in the average amount of salary of the month.
it should be noted, heisei15years4from month total compensation system is introduced, insurance premiums and the same rate of monthly pension will now be collected from the bonus. the amount of bonus payments 1,000rounded amount of less than ¥ (but, 1times the amount paid150if you are more than ten thousand yen150million yen) the standard bonus amount said, applies to insurance premium calculation.
standard monthly remuneration and bonus amount this standard, not only the calculation of insurance premiums, when calculating the amount of old-age pension will be paid from the employees’ pension standard compensation amount and average monthly average standard remuneration a record is important for determining the ( one immediately sees! how to calculate the pension amount reference) .
surprisingly complex?! average monthly standard remuneration
attempt to calculate the average monthly standard remuneration with the case!
and the average monthly standard remuneration, is the average amount of monthly remuneration standard for all periods were enrolled in pension briefly.
heisei15years3previous month was the average monthly standard remuneration only. this heisei15years3the average value before may average monthly standard remuneration this is called.
heisei15years4month later, by the introduction of total compensation, calculate the average bonus amount from the amount of combined standard and standard monthly remuneration. this heisei15years4the average value since may average standard remuneration this is called.
from the average compensation for these, if you want to calculate the old-age pension, the calculation using the formula as follows:.
(click to enlarge. )
as described above, average monthly standard remuneration to know the amount of his years is indispensable (heisei15years4month later the average standard remuneration) is, that of the average value of the bonus amount and the standard monthly remuneration standard for all periods have been joined in their pension. but, long period, if the people who have joined the pension, receive a pension at the time and was just about to join the pension system, monetary value will be different. for this reason, i still have on the average is, the average value will not be exact.
there, in order to adjust the difference in the value of money, when calculating the average monthly standard remuneration, replace the present value of the standard monthly remuneration in the past re-evaluation that review is done. re-evaluation, was determined for each fiscal year rate re-evaluation is done in such a way that goes over the standard monthly remuneration to a factor of.
so, heisei that are currently being used6let’s re-evaluation of a simple calculation using the rate table re-evaluation of the level of year.
(example)
current, kobayashi copy freelance writer (showa39years5born in mon, 47years) is, showa62years4the period from mon9years3until mon10year, you may have joined the company as a pension. standard monthly remuneration at the time was found from the records of premium payments when i was a company employee. showa62years4the period from mon9years3re-evaluate the standard monthly remuneration up to mon (standard monthly remuneration will be subject to only the standard bonus amount during this period are not candidates) .
(japan pension revaluation rate mechanismHPthan, click to enlarge. )
and therefore, enrollment period which is kobayashi’s pension10the annual average monthly standard remuneration, 269,610yen will be.
as shown in the table on the, the average amount of compensation is the difference between standard is issued by performing a re-evaluation. 10difference by re-evaluation will be appeared in the annual average amount of, 20years, 30case of those who have joined a long period of time that year, you’ll end up with a difficult calculation.
at any rate, record to find the average amount paid from insurance premiums, their own hard work will. this fiscal year, the scheduled flights will be sent to the birth month pension is standard compensation amount and the average monthly standard remuneration so far has been described. it is a good idea to check once.
related links
pension of the person who has joined the pension fund?
one immediately sees! how to calculate the pension amount
35up to the age of! always check the enrollment period pension
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