what-collision collapse of flying or falling objects, fire insurance?

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Some case corresponds?

Also the damage due to falling coming flying of the object with fire insurance becomes the object

There are also some where the insurance money is paid concerning “the damage which is received with falling, coming flying, colliding or collapsing of the object from outside the building”, in fire insurance.Respectively, when it keeps seeing, for example you can list such a case.

– “Falling coming flying”
For example, tori pierced the glass and tore and jumped in the room is when, the thing drying pole which it flies in the typhoon falls on the roof of the pad, it can lift the case that the tile peels off.
In addition, a little only is extreme example, but when the airplane fell, it becomes the object, probably will be.
On the one hand, mono falling coming flying say, as for the damage by the sand and dust dust sooty smoke and the like it has been outside the object.Furthermore, because the insurance money is paid from compensation of “wind hail snow disaster” concerning the damage of the snow and the descending/disembarking hail and the wind etc, the damage due to falling coming flying it is not regarded.

– “Collision collapse”
The car of others applies to the pad and concerning the damage which the private house receives with the collision of the object, the insurance money is paid e.g., it escapes.or, it may be in the ear during the construction condominiums and office buildings, crane is now on its side, my home was right next to the collapsed, cases, such as. will be subject to these accidents.


in damage by a third party, a claim for the perpetrators

accidents caused by third party if, a claim to the perpetrator!

but even in such cases the above, damage if the damage that has been exerted from a third party, it claims the principal perpetrator will be the basic. as stipulated in the civil code, inflicting injury to others, if you let the property defacement, damage, loss or, because we have a rule that no damages should bear legal responsibility.

when you look at in the above example, has been a hit-and-run accident in someone else’s car, crane collapse was caused by sideways, if you have suffered damage due to dropping or otherwise damaging the airplane, will be to sue for relief to individuals and companies who are perpetrators. if you receive compensation from the perpetrator and the, damage because it is already filling, receive compensation from the combined fire insurance can not be.

also, is flying clothesline pole in strong winds and typhoons, even if it was damaged by, the owners have a responsibility to manage the laundry pole, it is the basis to sue for relief. simply, even if you manage any strictly, for example, as in the event of a tornado, if the laundry pole of the house most of the state, such as fly, that this will be the damage caused by force majeure beyond the scope of the owner can manage, liability itself does not occur to the owner of the laundry pole. i will be in this case to repair fire insurance.

it should be noted, if the perpetrator was personally responsible for damages, such as on the civil code, is to compensate for compensation shall bear personal liability insurance is. compensation from an accident or cause damage of scale do not know what, you may wish to prepare in conjunction with fire insurance.


once in the car crashed into his house ·

my home is no compensation even if the collision to my home in my car!

my car crashed into home, in damage that, become subject to damage by a third party is. and therefore, my car has been owned or operated, if you crash into my home they own is, insurance will not pay unfortunately.
in this case further, it was from the collision is in the house of your own home rather than others, also does not occur on the civil liability for damages. and will be, car insurance subscribers (voluntary insurance) of objective liability insurance that can not also use the. for damages caused by himself in the grounds of his house, i do not only go out of pocket.
operation or accident i do not care should be well good.


after the collapse due to earthquake ·

from the date of the earthquake10collapse past the day insurance is not paid

it should be noted, even if there is damage, such as building collapse, if the cause is an earthquake that, unfortunately, subject to payment of fire insurance will not be. in the case of collapse caused by an earthquake, etc., you can receive compensation if there is a contract of earthquake insurance.
but, even in this case care must be taken. for example,, linker was tilted by earthquake, from the earthquake2weeks after the slope to my house, collapsed at home morotomo, in cases such as the, i do not receive insurance money is.
this is, that from the day following the date of the earthquake10for damages arising after the expiration of the day, because without a clear causal relationship between the earthquake, earthquake insurance is not covered because they relate to the compensation. even if you know it is earthquake insurance is to compensate for damage caused by earthquake, range of concrete, because they do not know surprisingly, it is what i want to confirm the opportunity.
prior to whether receive insurance money, ensure that no damage is larger than this the first place, measures to stop the damage that can hit even when the victims is a priority, not to mention the.

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