health insurance after retirement is to do?

Retiring the company, don’t you think? presentation of unemployment insurance becomes big interest thing for the person who does change of occupation activity.There are important ones to so and other things.As for that, health insurance and “social insurance” of annuity. When these procedures are forgotten, when becoming the sickness, it is troubled, relates to the life of old age deeply.Concerning joining of health insurance after the retiring, there are three choices.You will hold down concerning the feature of the respective joining method.

Health insurance is cut off in the next day of retirement!

As for health insurance, individual payment of medical expense becomes 3 comparatively, when huge medical expense is borne in 1 months, “large amount medical expense” is provided, n/a When and so on becoming the sickness, it is something which lightens burden.

The inside of holding office had joined mandatorily by way of the company, “health insurance” is, but when you retire, it stops being the insured of that health insurance in the following day. When, iza, in order for the sake of, either blank of 1 days not to be, joining procedure of health insurance will be done.

It chooses the health insurance after the retiring from 3 types

The choices of health insurance after the retiring are three below.

(1) it joins to national health insurance
(2) become an insured person continue any
(3) become dependents

(1) of the national health insurance, on health insurance and self-employed and retirees have joined as regional insurance, municipality is operated by. (2) any of continuity is insured, health insurance as it is to join those associations and government-run health insurance until it was joined in. (3) becoming who are dependents of, that is to become a family health insurance dependents.

health insurance which also, medical expenses are3is the same as the percentage. when it comes to, insurance premiums payable, will be the main points to determine whether you want to subscribe to any insurance.

mean that, following page in, 3let me explain, such as insurance premiums and a choice for one of its features.

national health insurance: is determined by the property insurance premium income and

national health insurance is a municipality that operates, also determined how each different insurance premiums. since insurance premiums are calculated in the previous year, such as income and property holdings, people are paying a tax of fixed assets, possibility of higher insurance premiums when you do.

first, inquire at the counter of the municipality, how much is it to hear the charges or insurance is best.

any insured person continue: the premium is the reference standard monthly remuneration at the time of tenure

is to join directly to the insurance were enrolled during the tenure any insured institutions continue is. continue health insurance during his tenure, 2annual subscription can be. but, insured period continues to the day before the retirement2can not be insured and do not continue any more than a month.

during his tenure in the insurance premium of labor and management equally, it had been half of the insurance companies bear the, if you become insured and this continued even after retirement any, we will bear the full self-. insurance premiums, determined from the monthly standard remuneration during the tenure, the calculation method, have been determined separately for each health insurance.

for example, national health insurance association (health insurance association) premium is, monthly remuneration at the time of retirement×9.26%~9.42% (varies by prefecture) . also, 40from the age of64of long-term care insurance until the age of2insured person is, this long-term care insurance rates nationwide uniform1.50%will be added (heisei22years4mon current) .

but, will be calculated monthly standard remuneration of retired employees, is higher than the average monthly standard remuneration amount of the insured all of the previous year, this will be the average amount is applied to the calculation. that is, it is that insurance is provided with an upper limit to the continuation of any insured. for example, the average monthly standard remuneration health insurance association28million yen (heisei22years4mon current) . insurance premium at this time, also in accordance with long-term care insurance premiums, 3will be a little amount of ten thousand yen. since this average amount will also depend on health insurance, you may wish to contact before retirement.

to subscribe to any as a continuation, after retirement20procedures must be in contact within sun health insurance association. also, payment of insurance premiums1after sun more slowly at, please note because the loss will be eligible immediately.

become dependents of the family health insurance: attention to income!

at the end, if dependents is to become a family. that may be become dependents of health insurance, such as parent or spouse is living by the same subscriber. it does not increase the burden of insurance premiums, if you become dependents, i hope you choose here.

but, to become dependents are, it has become an income limit of human dependents. the estimated annual income is income130be less than ten thousand yen should not be. not familiar with dependents and have been receiving unemployment benefits and employment insurance., you will need to purchase health insurance on their own.

how was? color after retirement proceduresthere are, health insurance, you must not become ill, rather than when. is what you want to avoid the day of the uninsured health.

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