salary１by yen、a big difference in employees’ pension insurance premiums!?

Being proportionate to salary, the government-managed pension plan for corporate employees charge where also premium becomes high

From salary of everyone of the office worker, the government-managed pension plan for corporate employees charge which every month is deducted.That what is said is left over and that thinks whether this premium is decided with some mechanism whether it is not not to know.

Premium of the national pension where the individual proprietor and the student join 15,020 Yen in every month n/a is fixed amount.Because is, the same premium is borne regardless of the multi widow of income of this person.

On the one hand, because premium of public welfare annuity with has meant to calculate the “salary ## rate of premium”, if salary becomes high, that much also premium becomes high.The present rate of premium n/a % n/a September n/a August’s amount) with, to salary and has meant to the bonus to calculate premium in the same ratio, because (the company half price it has borne, burden of everyone of the office worker becomes 8.206%).

There is a just a little special circumstance in calculation of public welfare premium

As for premium of public welfare annuity with it is “salary ## rate of premium” “bonus ## rate of premium” to be calculated, but in calculating the premium, amount “of salary” “bonus” a little has been decided with special circumstance.

first、for salary、rank according to the amount has been set。 salary is within the scope of the same rank certain will be。for example、salary29more than ten thousand yen、31for less than ten thousand yen is、the same rank（18grade）will be。that this rank is called the grade、current30there are grade。

the same rank（grade）if the、will be the same premium。therefore、the previous「salary29more than ten thousand yen、31less than ten thousand yen」about、will be the same premium。monthly premiums of that rank is the way 4ten thousand9236yen（heisei23years9month〜heisei24years8month） in、it is his burden to split the company and this。therefore、being deducted from your salary is、 monthly2ten thousand4618yen will be。

rank of the employees’ pension insurance premiums insurance premium amount table please check in。

only1rank up the difference between the yen、also significantly up insurance premiums!?

the previous「salary29more than ten thousand yen、31less than ten thousand yen」rank of the、if you check the table of amounts of insurance、18of grade30has become a million yen。this18grade31from less than ten thousand up to、salary31is equal to or greater than ten thousand19will rank up to grade。

rank up＝up insurance premiums

extremely、
salary309,999if the yen、18monthly deductions in the grade24,618is the yen、
salary310,000the yen’s、19monthly deductions in the grade26,259will be ¥。

salary only１only difference is the yen、monthly1,641the difference between the yen！

when the year19,692the difference between the yen will be。it is a big difference。mean high rank and of course also increases pension、and only loss, but there is no single answer、from the perspective of the insurance premium、1up to large differences in insurance circles i can not convince。

on the other hand is a bonus for premiums、principle1,000although a fraction of less than one yen truncate、what grade that is not、 purely bonus×insurance rate determined by the。

there was a way to reduce premiums in the company employee！

rank of insurance premiums、monthly4、5、6determined by the salary of the month

come out many times from the previous「rank（grade）」is、this is not to the monthly variation、principle1year the same rank（grade）leave is deferred。

this1rank of the annual、 every year4month、5month、6receive a month of average salary determined by the。to the salary and cost of transportation will also be included in overtime pay。therefore、even in the same base salary4、5、6overtime a month and many people、most people travel costs、so many gross salary will be、rank much higher。

so、can be adjusted throughout the year, such as how overtime hours are、 4、5、6by reducing the overtime of the month、it is possible to suppress the rank will be called。as i wrote earlier、because insurance companies pay the fee、sometimes i like to reduce overtime for the entire company at this time。also one for the company々and grade of employees rises、cost increase is not。

great difference in insurance premiums in the same annual income!?

this rank（grade）another characteristic of the、「limit」is that。rank of the employees’ pension insurance30grade（60ten thousand5000more than $）there is no more rank on the。therefore monthly salary61of ten thousand people、100some people of the same rank ten thousand yen will、will be called the same insurance。

for bonus、1for bonuses150you are a maximum of ten thousand yen。therefore、150ten thousand yen300that insurance premiums will be the same ten thousand yen。

here、major contradiction will occur also。

concrete examples、and then try to validate。

same annual income900of ten thousandAand mr.Bas i have、Amr annual salary system、Bmr monthly salary＋suppose you bonus。of annual salary systemAmr、900of ten thousand12minutes of１from the monthly salary will be is、 monthly75million yen 。on the other hand、monthly salary＋of bonusBmr、monthly salary 60million yen in、each summer and winter bonus 90million yen suppose you。

insurance premium amount to pay（heisei23years9month〜24years8calculated in the premium rate of the month）
■Amr.（annual salary system）
monthly premiums5ten thousand877yen only。
（5ten thousand877yen×12＝ year61ten thousand524yen ）

■Bmr.（monthly salary＋bonus）
monthly premiums4ten thousand8,415yen、bonus time7ten thousand3,854yen
（4ten thousand8,415yen×12＋7ten thousand3,854yen×２＝ year72ten thousand8,688yen ）

Aand mr.Bcompared with mr.、 a year to the same annual income11ten thousand8,164the difference between the yen will come out。so far, so the difference comes out and is a surprise。annual income of some（about800more than ten thousand yen）found、this2if the situation that you choose the one that can be either、in the insurance premiums be advantageous to select the annual salary system be said that。

verification of this、although there has been mainly from the viewpoint of insurance、receive is exactly the opposite idea from the standpoint（raise the grade。to select a monthly salary system）will be。「if you pay a lot、many receive」please do not forget this principle。