One immediately sees! how to calculate the pension amount

With this sight “it is difficult to know!”With the Japanese pension scheme where the voice which is said is many is guided from various angles.You can list various doubts, concerning the pension scheme, but “in the future some annuity can receive the fact that especially it is many?”It is doubt with concerning your own annuity amount which is said.Don’t you think?, recently, don’t you think? it is to go back and forth regular service and it reached the point where it can verify future annuity amount it is to go back and forth by the net, but after all device of calculation of annuity amount is complicated.

This time, it is presentation from the national pension where as a general rule, national everyone can receive, “old-age fundamental annuity” and, it is presentation from the government-managed pension plan for corporate employees where the office worker joins, presently, calculation method of the annuity amount which is really provided is introduced concerning “old-age public welfare annuity”

It will try calculating! – Old-age fundamental annuity compilation –
It will try calculating! – Old-age public welfare annuity compilation –
Even standard remuneration month amount even standard remuneration amount tsu [te] what?
Price sliding?
If how it does, it is understood? Old-age public welfare annuity

It will try calculating! – Old-age fundamental annuity compilation –

The pension scheme of the country (public pension plan) joining, if the person who satisfies pay status period, the old-age fundamental annuity where everyone can receive.As for this annuity, it is the annuity which is provided with fixed amount.but, the active period, why certain period of time how much to pay insurance premiums, what for years has received an exemption, is that, can significantly affect the amount of years get.

20from the age of60up to the age of40year, all periods, for those who paid the premium, years788,900yen (heisei23year prices) pension will be paid. people who subscribe to mutual pension insurance and pension (of2insured) or, people full-time homemaker (of2spouse has been insured dependents) is, though not by paying premiums directly to the national pension, of2die issue3insured period as no., period of time to pay national pension premiums (pre-period insurance premium payment) will be.

if, this40period are not paying the annual premiums (delinquency period) or there is a, or when there is a period kara, they are in a period of years are not reflected in the amount. the amount of the basic old age pension is reduced by that period minutes, will become less. period is pre-paid insurance premiums in this way40years (40years×12month) if you do not meet the, year amount can be determined by formula as follows:. it should be noted, calculation of pension amount, to calculate on a monthly basis all.

for example, until now has been in arrears35person-year-old freelance, future60up to the age of25year, future years if the amount to pay the insurance premium (100less than ¥ rounding) is,

will be.

in, if there is a general exemption period using a system of insurance is what happens. total exemption-4minutes of3half-exemption-exemption4minutes of1if you use a general exemption that exemption, then even if10did not even pay the insurance premium within a year, some, will be reflected in the calculation of pension amount. heisei18years7from mon, multi-stage system of insurance exemption has been introduced, the formula to calculate the amount of years of basic old age pension is now as follows: (the formula is, join the national pension period40years (480month) if the people within) .

reflect the percentage

reflect the percentage

exemption number of months and months premium paid insurance premiums already know, future, 60if you know the schedule of payment of insurance premiums up to the age of, pension calculation of the amount of basic pension for the elderly will be available for.

but where there is a lot of questions, if there is a period of unpaid premiums, 2if the minutes of years ago, you can pay back. it should be noted, currently under discussion continues ensure support pension bill to the, back10contains the revised pay insurance premiums until year. once you have determined that this bill, premiums were in arrears10you will be able to pay year. also to increase the amount of future years get, insurance is required that you properly paid.
old age pension is on the next page

let us compute! ~part old-age pension~

of the pension system2old age pension falls on the ground floor. meet the eligibility, people that have insurance pension, 65you can receive from the age of (by date of birth, if they meet certain requirements, 60from the age of64you can also receive partially between the ages of) .

year old age pension, an amount is different depending on the income of the active period earnings is the pension of. that is, from when i joined the team, until leaving the company (when changing jobs total) salary and bonuses of the entire period of (bonus amount and standard monthly standard remuneration) based on the average amount of, to calculate the amount by multiplying the number of months to years insurance and pension accrual rate is determined by the date of birth.

unlike the national pension insurance premium to pay everyone the same flat rate regardless of income, employees’ pension insurance has become a mechanism to pay higher insurance premiums higher income people. the difference in premiums paid to this active age, it affects the amount of years.

it should be noted, heisei15years4the total remuneration system was introduced in may, year bonus in the amount did not take effect until it is now reflected in the amount of earnings-year. and therefore, equation for calculating the amount of years of old age pension is, heisei15years3based on the amount and year of enrollment period until may, heisei15years4years amount to another based on the enrollment period after moncalculated, and the total amount, will be similar to the following formula.

([1]+[2]) ×1.031×indexation rate (0.981)

what is standard compensation amount average monthly average standard remuneration?

in the expression average monthly standard remuneration and is, age is the average of the salaries of active duty in a nutshell. joined the company, is the average amount of the salaries for the entire duration of the insured until it loses its qualification of pension insurance company quit working from employees’ pension insurance.

also, average standard remuneration and is, heisei15years4the average bonus for the period, including total compensation since the month after the system has been introduced. that is, the average amount that will be a combination of salary and bonuses.

it should be noted, and would leave the average salary and bonuses, the average amount it will become relatively low compared to the present value, considering the rise of wages, such as salary and bonuses of the past subsequent to rate re-evaluation multiplied by the rate that, to calculate the average amount was re-evaluated on the current wage level. this re-evaluation rate is set finely by age.

and prices slide?

calculation of earnings-related component, heisei is calculated based on the average of the salary15years3amount and year of the period until may, heisei is calculated based on average salary and bonus15years4mechanism that total the amount of years of the period on and after a month i hope you can see?

indexation rate at the end of the formula, let’s touch. such as the national pension and employees’ pension insurance is the country’s pension system, increase or decrease the amount of years according to the fluctuation of prices, some indexation that tries to keep the real value of pension amount. every year, will be announced by the ministry of internal affairs and communications national consumer price index if the index representing the variation of the price that has fluctuated against the previous year, rate indexation of pension amount will be determined based on the rate of change that, following year4amount in later years the moon will be revised.
however, heisei11from year13prices during the year 1.7%but fell, years the amount has been deferred. then, heisei14although the rate of decline since prices have been reflected in the amount of pension payment, rate of decline was deferred has not been resolved yet. heisei16prices to be applied after the rate of decline was deferred this has been resolved to review the amount of the pension by macro-economic slide, which was introduced in the year pension law revision, it has been applied until now there is no law revised.

do not know anymore… there are several ways to calculate without actually examine (next page)

how do i know? old age pension

let us compute i should say, and while, old age pension is difficult to calculate their own. remain do not know the procedure until you get a pension, will a little trouble.
there, will guide you through the website of the japanese pension calculated the amount of years me without having to compute their own.

now50for people over the age of, on the internet, you can apply the estimates of the estimated amount of pension. please try to access to the following site provides a pension.

accept the estimated amount of pension calculation

follow the directions on the screen, if you enter a number or name of the basic pension, calculation results will tell you at a later date by mail.

on the other hand, 50for people under the age of the, still10because it must continue to join the pension system more than a year, amount of individual years but it does not compute. but, at another site, you can find the estimated amount of approximately.

simple estimates pensions

when you use this site, because it can join your recording method had been found more accurate to calculate the amount, it is recommended that you join to see a record ( 35up to the age of! always check the enrollment period pension reference ) .

also, japan this year in pension mechanism2established a net pension from the mon, amount expected to join the pension and pension records can now be seen on the net at any time. when the user useIDand password is required, procedure can be from the following address:.

net pension services

after the procedure, a userIDthe password will be mailed and, scheduled flights that are described in the pension for the year access key user by email as soon as you use theIDyour password will be sent back and. net pension at any time because you can see the same content as regular flights pension, try to use.

by knowing how much i get from the national pension, to draw a design life of the future when it comes to more concrete. if early i do not have enough… is when i thought, join the national pension fund or you can choose your own amount of future years, provided by the savings, such as the use of private pension insurance, such as general life insurance company, there are many choices. destination that still not seem, consider!

related links
35up to the age of! always check the enrollment period pension
pension of full-time homemaker, of3what insured?
reduced the amount of pension? pension relief of housewife? ~pension arekore