because this gojisei「time to buy」reason for the(under）

Ichinohe you build and “now buys, the time” five reasons

Like every day while dark economic news is reported, ““with increase in yen value boom New Year’s Day overseas travel the news, sale of the uni- clo where large popularity” functional winter clothing hit past highest”.As the last time introduced, under this depression being, the needs that “you want your own house”, are steady.To be thought “harsh one side falling down”, as the reaction you think even in the tend residential market what favorable news of.

Reason 1: Enlargement extension of additional economic measure and housing loan tax reduction

Additional economic measure of government & the ruling party of sum total 2,000,000,000,000 Yen was announced, as at the beginning, it continues the housing loan tax reduction which is completion schedule at end of this year, the policy past of pulling up to the largest framework was announced.Present housing loan tax reduction costs loan borrowing amount 20,000,000 Yen the upper limit, can receive the tax reduction of maximum of 1,600,000 Yen in deduction period 10 years, but this tax reduction amount is pulled up to 6,000,000 Yen, the past maximum scale which exceeds the maximum tax reduction amount n/a ten thousand Yen of 1999~2001 year which so far is maximum.Directing to the tax reduction end of end of this year, it means that tax reduction amount of 1,600,000 Yen which is decreased yearly at a stroke rises to nearly 4 times.

only in current income tax for further tax cuts、layer, such as family income and the amount of tax people young is low because the amount of deduction that could not use、to support a mortgage of the next layer is retrieved from it was hard to be、are being considered tax deductible also be added to the new residents。

according to the daiwa institute of research、once that is possible expanding tax deductions for residents of this、annual income400a couple with their child (ren) of ten thousand yen2if a household in the human、compared with a maximum of about expanding tax cuts before the current loan80million yen in tax cuts will amount up、annual income500in the approximately ten thousand yen180million yen、annual income600in the approximately ten thousand yen275million yen、annual income800households in more than ten thousand yen is approximately427has been estimated to be up to the amount of ten thousand yen in tax cuts。

rate increases for up to annual salary increases each、some「rich preferential treatment」it is true that there is an criticism of、there is also a top priority that the economic crisis like the present will strive to raise the level of the economy、there is not in the expected depreciation of the yen in the import placed on the industry、you can see that the high hopes the government to the size of the base of the housing industry in domestic consumption。

there was also a strong demand from the business community further「housing investment tax relief」is、we also have the possibility to realize in the form of tax cuts and tax cuts energy barrier-free renovation renovation ministry。but、largess of tax cuts so far、both「of timed measures to boost the economy by unprecedented economic crisis」note that this is。additional economic measures of the government and the ruling parties「life measures」among the「drastic an expansion of the system timed」has been stated and、potential application of a relatively short period is highly。

reason2：increase trend peaking out of the rise in land prices

according to a survey by the prefectural land prices recently announced the ministry of land, infrastructure and transport、of the residential area of ​​tokyo metropolitan area1the annual rate of increase、last year’s4.8%from1.6%greatly reduced in、trend of land prices topping out was stronger。trend in land prices topping out、for example, investors even though it is a concern、especially homebuyers「build a single-family bought the land」for human、convenient material。for those who have a limited budget、is detached in the suburbs were not pulled into the hand away from the city center only、it makes it easier to enter the hand at close to the city in any way、price can be turned into building land drops minutes。

now tightening lending of banks and financial institutions such as the present has been particularly severely、from loan appraisal has become more severe for personal loan、the more in cash to cover part is suppressed somewhat less borrowing from banks、also makes it easier to negotiate a safe material price increases。

so you think for those who are looking for land, and now followed by a period of adjustment、it is suggested that you do not miss the chance to check the value when buying land carefully。 next page the rest of the remaining3one「time to buy」let’s look at the factors。

reason3：the most attractive mortgage interest rates

usually、10～30for those who spend a lot of life in loan repayment over a year that、more important than land prices and tax cuts maybe not maybe a mortgage interest rate。for example,3000million yen35if you borrowed in the year repayment、interest rates0.1％the total repayment amount is different and70million yen is also coming from different。

that mortgage interest rates、located toward the reduction in the strong yen and falling share prices。the induction of short-term interest rate target is the bank of japan interest rate policy10at the end of0.2％in addition to lowered、and floating rate20-30even in years of long-term fixed0.1～0.2％there is also a forecast be reduced degree。be seen as strictly in the economy over the next year from the end of、in the view of the majority that it is not likely to rise in interest rates the time being、it may be said this is an opportunity to sit down and consider the purchase housing。

reason4：the price of building a more realistic level

as has been introduced several times in the recent article guide、house manufacturers such as baby boomers is a major target、post for baby boomers、spread the variation of housing types than the standard specifications former member、performance over the standard specifications were allowed to let up much and grade「new standards（planning）type housing」have devoted more and more。

for example、 misawa homes「smart style」 series、 mitsui home「bario」 、 daiwa house「vee jivu~o」 is that a case such as、land prices to remain high in some、even a little in order to mitigate the burden of detached building price order must be obtained from land、performance and quality while maintaining、was realized by reducing the cost of reviewing and wasteful production line by the law of the manufacturer、the style can be said of the recent mainstream products。

building price in the price range2000one million yen center、nakaniwa1000product also has achieved the one million yen。「reasonable prices」and say、it is tempting but the image of jerry-built and whether or not as reliable as it should be somewhere、otherwise never、housing technology and design to be so far has been total concentrated、would say is a testament to their respective owners has come to the front of these products with confidence。

clearly「planning-oriented products」case and is not singing、there is also a manufacturer that provides products formed a flow close to it。2001was released in the year asahikaseihomuzu「heberuhausuPAO」 is、simple appearance and spatial design to meet the user-oriented design while young high real size、appeal in the exhibition hall of size, such as realistic as it is to give such a building。sweden house also50that is clearly the price of a typical plan 「select plan50」 has also announced。

what possible cost down why these non-surface performance and quality。 next page i will introduce a。

reason5：cost savings in waste and the utilization of net

in、how will the possible cost reduction while maintaining the performance and quality surface why these。it、「increasing the variation of the plan and specifications、that the cost benefits of volume purchasing and design fee can be reduced if certain range shibore to the member and building materials」「while maintaining the same level of performance and quality so far、development of new method can reduce the wasteful process and raw materials」「by automating the design and information processing in the production process、that it allows business processes such as check processing and computerized placement of the member」such as、like々it may be that the system more efficient business。

in recent years is also、to expose the complete home integrates the comprehensive exhibition hall housing「model house street」movement or to move to、owner is itself a simulation of the funds to plan and on the internet、there is also such that the system more efficient labor costs。in house prices is labor costs and selling, general and administrative expenses such、because they often are, such as advertising expenses be piggybacked、also kept to a low-cost housing prices naturally if you can cut that part、performance and quality is maintained……i think that you can see that that。

reasonable opportunity to buy during a recession is a good thing？

this time was not possible to write down further、next year are said to be the revival also to expand subsidies, such as solar power eco-。in general、the recession in the industry tend to reduce the price increases power by corporate efforts to work。if there is a plan to buy in the future is no longer expected to tax cuts as economic stimulus measures and rising land prices and interest rates than now、the plan「now」one way might be also be brought forward to。even during severe、what is not it also important that you do not miss the chance of good material and the bud of that as a reaction。